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Home Decor Accessories – The Finishing Touch in Home Interiors

You already know how to accessorize your clothing suits. Now, let’s accessorize your furniture suites.It’s All About Personal Style.Wardrobe outfits are completed by accessorizing with the right shoes, jewelry, a scarf, maybe a hat. Home decor is completed by accessorizing your furniture with decorating items such as area rugs, lamps, candle holders, wall hangings, vases, and plants.As with your wardrobe, accessorizing your home reflects your personal style. Your home decor should be an expression of yourself, not a display of current trends, or an image out of a home interiors magazine. Others have purchased the same furniture; how it looks in your home, with your choice of lamps and other home décor accessories, is unique.Accessories Fill the Empty Spaces.You’ve purchased and placed your furniture. Now, look at the “spaces” on the floor and walls surrounding your furniture. Decide what home décor accessories would best fit those spaces.Choose An Accent Color or a Color Scheme.Use of color in home decor unites the items in a particular room. The eye is drawn toward a splash of color, and your accent color, or various values of it, appearing in strategic places around the room, will tie your furniture and accessories together to create a coordinated look. Oftentimes, your furniture and carpeting will be in neutral colors, to make them more timeless, and your accessories will contain your accent colors, which can be “trendy” and easily changed when you desire a new look. You may decide to carry a color scheme throughout several rooms, or a full floor of your home, so that the eye sees a smooth transition as you walk from room to room.Establish a Focal Point.A room’s focal point is any unique item that catches the eye or defines your room’s color scheme. Examples: wall clock, framed art, fabric art, bedspread, chandelier. A vivid color or pattern in an upholstered furniture item, like a sofa or chair, can also set the color scheme, or serve as the focal point in a room.Lighting.According to how you use a particular room, decide what types of lamps are appropriate.Reading lamps are placed next to or behind a reading chair. Accent lamps for watching TV or socializing provide softer lighting and are placed on any surface, on the floor, or hanging from the ceiling.The very softest lighting — for bathing, dining, meditation, romance — is provided by candles. Candle lamps, wall sconces, chandeliers, and table-top candle holders provide a variety of options for bringing the alluring light of candles into your home decor. Having candles in designated candle holders in every room also provides a convenient and safe source of lighting at times when the electric power goes out. (Keep matches handy in each room for lighting candles!)Wall Hangings.Observe the wall space left between and above your furniture pieces. Determine the size of the item that would best fit that space. Or, you may wish to assemble a montage of items across a large wall space; over the sofa, for instance. A recessed wall is a perfect space for a montage of framed photos.Plants, Vases, Figurines or Specialty Candles. These items fill spaces on the floor, on table tops, on shelves, and on pedestals.Books, Collectibles and Miscellaneous Treasures. These serve as conversation pieces that tell a story about who you are, your special interests, and where you’ve been in your travels. Don’t overdue; less is more. Allow sufficient space for your unique items to stand out and be noticed.To Summarize … We accessorize in home decor for two main reasons. One is to complete a room that is just being set up, say, in a new home. The second is to update a room to change the look and feel, without having to purchase new furniture. In either instance, you are creating a home decor environment that comforts and pleases you.Enjoy the process of choosing your rugs, wall hangings, lamps, candles and candleholders, vases and other home décor accessories. Make a list of the type, size and color of items that will fit in particular spaces, then shop for those home décor items specifically.Be daring! Be confident! Follow your instincts! Surround yourself with things you consider beautiful. In doing so, you will create an environment in your home decor that expresses your individual style — a place that you can truly call your own.

Short, Intermediate, And Longer – Term Impacts On Home Sales, When Rates Rise!

For many reasons, some, economic, while others, related to the pandemic – related, so – called, fatigue, etc, home prices, in most areas, have gone up, at, or, near, record amounts! Because of the prolonged period of artificially – created, low – interest rates, mortgage rates, have been at historic lows! Since, for most home buyers, using financing is essential to affording a purchase, when a low rate, causes cheap money, and, thus, the ability to afford more home – for – the – buck, prices usually rise! It permits qualified buyers to qualify for more money/ loan, because the ratio of monthly mortgage, to overall income, is artificially – reduced! How long will this trend continue, will it become the new – normal, will previous trends/ cycles return, and how will pricing be affected, in the immediate, intermediate, and longer – run, are, all factors, to consider! With, that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, some possibilities, to consider, and understand.

1. Short – term: Since, the Federal Reserve Bank, announced, they planned to raise rates, three times in 2022 (of course, this was before the potential implications, and ramifications, from the Omicron variant), many feel pressure, to act quickly, to take advantage of today’s low rates, before they go up! Three increases will probably translate to, at least, a 0.75% higher rate, which will translate, for most mortgages, to hundreds of extra dollars, per month. Some things to consider, and pay attention to, is, this rate of increased home prices, will, probably, not continue, especially, at such a large degree! How longer one, expects to keep a specific house, is, one issue, to consider, thoroughly, and wisely, before proceeding!

2. Intermediate – term: Although, many believe, to – know, the precise timing of any projected rate – hike, is uncertain! The Fed has changed, and/ or, altered its strategies and approaches, in the past, What the intermediate – term, may bring, including potential inflationary pressures, how long the economic conditions, and unknown factors, related to the pandemic, etc, will determine, largely, what this phase, may bring! In addition, the attitude, and perceptions of buyers, and their confidence, etc, largely impact this real estate market!

3. Longer – term: In the longer – run, will things, restore, to what we have seen, so often, in the past, which is, alternating cycles, between, Sellers, Buyers, and Neutral Markets? The possibilities, include: a continued large escalation; a more – gradual, but persistent – one; some leveling; and/ or, will we see, at least, in certain areas, some sort of falling prices, for a period.